From taker to giver

Thoughts about fairness and responsibility. A person who has consistently leaned on others to cover costs — even with family expenses — may indeed struggle to transition from a taker to a giver, especially when it’s not truly their money they’re giving away.

In situations like this, it’s often a blend of personality and long-standing patterns. People like “Mr. Mean,” may have a scarcity mindset, where they feel insecure about their own financial resources or just prefer not to spend their own money if someone else can. Sometimes, there’s a deep-rooted fear of not having enough, which can lead to a tendency to hoard or avoid spending even at others’ expense. In other cases, it’s about control — financially controlling one’s environment by making sure they never have to give too much, even if that means living off others.

The pattern shift, where he starts being generous with his wife’s pension, is significant because it doesn’t represent true generosity but rather a lack of awareness or willingness to recognize that this is his partner’s hard-earned resource, not an extension of his own funds. In psychological terms, this might be a blend of entitlement and a lack of empathy, where he doesn’t fully see or acknowledge the fairness (or lack thereof) of using someone else’s pension as if it were his own.

If this is causing frustration or resentment for his wife, it could be worth exploring ways to set boundaries around finances. Having a clear discussion about financial contributions, expectations, and the purpose of the pension could clarify things and allow both partners to agree on how those funds are used. Sometimes, if people can clearly understand the impact of their financial behavior on those around them, they might begin to adjust — but if this trait is deeply ingrained, it might be challenging.

Ultimately, it’s about balance and respect. A pension is intended to support someone’s later years and should be used to meet their needs and choices. If one partner feels that money is being given away or used irresponsibly, it can create an imbalance of trust and respect in the relationship. That said, helping someone recognize this dynamic and create healthy boundaries could go a long way in encouraging a shift, especially if the “generosity” isn’t coming from a genuine place of sharing but rather a convenient access to someone else’s resources.

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